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Budgetary Accounting and Encumbrances

State and local governments use budgetary accounting to formally integrate the legally adopted budget into the accounting records of governmental funds. Unlike the private sector, government budgets carry the force of law — appropriations represent legal spending authority, and encumbrances track outstanding commitments against those appropriations. Together, these mechanisms ensure that governments do not overspend their authorized resources.

Blueprint Coverage

This section maps to BAR Area III, Group C, Topic 8 – Budgetary Accounting and Encumbrances. Representative tasks:

  1. Recall and explain the types of budgets used by state and local governments.
  2. Prepare journal entries to record budgets (original and final) of state and local governments.
  3. Prepare journal entries to record encumbrances of state and local governments.

Types of Budgets

State and local governments adopt several types of budgets, each serving a different planning and control purpose:

Budget TypeDescriptionTime Horizon
Annual operating budgetCovers one fiscal year of general operations; most common1 year
Biennial operating budgetCovers a two-year period; used by some states2 years
Capital budgetAuthorizes long-term capital project spendingMulti-year
Flexible budgetAdjusts authorized spending based on activity levels (rare in government)Variable
Cash budgetProjects cash inflows and outflows for liquidity planningShort-term
Exam Tip

The annual (or biennial) operating budget is the one formally recorded in the accounting system using budgetary journal entries. Capital budgets and flexible budgets are used for planning but are not always formally integrated into the general ledger.

The appropriation is the legal authorization to spend. The level at which spending cannot be exceeded without legislative approval is called the legal level of budgetary control — often at the department or fund level. Spending beyond the appropriated amount is an overexpenditure and may be illegal.


The Budgetary Equation

The fundamental budgetary equation for governmental funds is:

Estimated RevenuesAppropriations=Budgetary Fund Balance\text{Estimated Revenues} - \text{Appropriations} = \text{Budgetary Fund Balance}
  • If Estimated Revenues > Appropriations → credit to Budgetary Fund Balance (planned surplus)
  • If Estimated Revenues < Appropriations → debit to Budgetary Fund Balance (planned deficit)

Recording the Original Budget

When the budget is formally adopted, the government records budgetary accounts in the general ledger. These accounts are temporary and use different names than actual operating accounts to distinguish planned from actual amounts.

Budgetary AccountNormal BalanceRepresents
Estimated RevenuesDebitExpected inflows for the year
Estimated Other Financing SourcesDebitExpected transfers in
AppropriationsCreditAuthorized spending ceiling
Estimated Other Financing UsesCreditAuthorized transfers out
Budgetary Fund BalanceDebit or CreditPlug figure (surplus or deficit)

Example — Recording the Original Budget

Bear City adopts its General Fund budget for the fiscal year with estimated revenues of $5,000,000 and appropriations of $4,800,000.

Since Estimated Revenues ($5,000,000) > Appropriations ($4,800,000), there is a planned surplus of $200,000. Budgetary Fund Balance is credited.

Debit
Credit
Estimated Revenues
$5,000,000
Appropriations
$4,800,000
Budgetary Fund Balance
200,000
Common Pitfall

Budgetary accounts are not the same as actual revenue and expenditure accounts. Estimated Revenues is a budgetary control account — it does not record actual cash received. Keep budgetary entries separate from actual transaction entries.

Example — Budget with a Planned Deficit

Illini Township adopts a budget with estimated revenues of $3,200,000 and appropriations of $3,500,000. The planned deficit is $300,000.

Debit
Credit
Estimated Revenues
$3,200,000
Budgetary Fund Balance
300,000
Appropriations
$3,500,000

Budget Amendments

During the fiscal year, the legislative body may amend the budget to reflect changing circumstances. Amendments are recorded as adjustments to the original budgetary entry — only the net change is recorded.

Example — Budget Amendment

Midway through the year, Bear City's council amends the budget:

  • Estimated revenues are increased by $150,000 (new total: $5,150,000)
  • Appropriations are increased by $200,000 (new total: $5,000,000)

Net effect on Budgetary Fund Balance: the planned surplus decreases by $50,000 (from $200,000 to $150,000).

Debit
Credit
Estimated Revenues
$150,000
Appropriations
$200,000
Budgetary Fund Balance
50,000

Wait — in this case Estimated Revenues increases by $150,000 (debit) and Appropriations increases by $200,000 (credit), so the difference of $50,000 must be a debit to Budgetary Fund Balance (reducing the planned surplus):

Debit
Credit
Estimated Revenues
$150,000
Budgetary Fund Balance
50,000
Appropriations
$200,000
Exam Tip

On the exam, the final (amended) budget equals the original budget plus all amendments. When asked to "record the final budget," you may need to combine the original entry and all amendments into one net entry — or show them separately. Read the question carefully.


Closing Budgetary Accounts at Year-End

At the end of the fiscal year, all budgetary accounts are closed by reversing the original and amended budget entries. This removes the budgetary accounts from the ledger.

Example — Closing Entry

Continuing Bear City (after amendment): Estimated Revenues = $5,150,000, Appropriations = $5,000,000, Budgetary Fund Balance = $150,000 (credit).

The closing entry is the mirror image of the combined budget entries:

Debit
Credit
Appropriations
$5,000,000
Budgetary Fund Balance
150,000
Estimated Revenues
$5,150,000

After this entry, all budgetary accounts have zero balances.


Encumbrance Accounting

Encumbrances represent commitments related to outstanding purchase orders and contracts that have not yet been fulfilled. They are used to prevent overspending by reserving a portion of the available appropriation.

Key Concept

Encumbrances are not expenditures and are not liabilities. They are budgetary control devices that track the amount of appropriations already committed but not yet spent. Think of them as "earmarks" against the remaining budget.

The Encumbrance Lifecycle

StageDebitCredit
Issue purchase orderEncumbrancesBudgetary Fund Balance – Reserve for Encumbrances
Receive goods/servicesBudgetary Fund Balance – Reserve for EncumbrancesEncumbrances
Record actual costExpendituresVouchers Payable (or Cash)

Recording Encumbrances

When a purchase order is issued, the government records the estimated cost as an encumbrance:

Example — Purchase Order Issued

Bear City issues a purchase order for $75,000 of supplies.

Debit
Credit
Encumbrances
$75,000
Budgetary Fund Balance – Reserve for Encumbrances
$75,000

This entry does not record an expenditure or a liability. It simply reserves $75,000 of the available appropriation so that it cannot be committed elsewhere.


Reversing Encumbrances and Recording Expenditures

When goods or services are received, the process involves two entries:

  1. Reverse the encumbrance at the originally estimated amount
  2. Record the actual expenditure at the actual amount

Example — Goods Received at Estimated Cost

The $75,000 of supplies ordered by Bear City arrive, and the invoice is exactly $75,000.

Entry 1 — Reverse the encumbrance:

Debit
Credit
Budgetary Fund Balance – Reserve for Encumbrances
$75,000
Encumbrances
$75,000

Entry 2 — Record the actual expenditure:

Debit
Credit
Expenditures
$75,000
Vouchers Payable
$75,000

Example — Goods Received at Different Cost

Bear City issued a purchase order for office furniture estimated at $40,000. The actual invoice arrives at $42,500.

Entry 1 — Reverse the encumbrance at the original estimated amount ($40,000):

Debit
Credit
Budgetary Fund Balance – Reserve for Encumbrances
$40,000
Encumbrances
$40,000

Entry 2 — Record the actual expenditure at the actual invoice amount ($42,500):

Debit
Credit
Expenditures
$42,500
Vouchers Payable
$42,500
Important

Always reverse encumbrances at the original estimated amount — not the actual cost. The expenditure is always recorded at the actual amount. Any difference between estimated and actual does not require an adjustment to the encumbrance entry.


Outstanding Encumbrances at Year-End

At fiscal year-end, some purchase orders may still be outstanding (goods not yet received). The treatment depends on whether the appropriation lapses or carries over:

If Appropriations Lapse (Most Common)

Outstanding encumbrances are closed at year-end and reported as a restriction or commitment of fund balance rather than as expenditures.

Year-end closing of outstanding encumbrances:

Assume Bear City has $25,000 in outstanding encumbrances at year-end.

Debit
Credit
Budgetary Fund Balance – Reserve for Encumbrances
$25,000
Encumbrances
$25,000

The fund balance is then reclassified to show the commitment:

Debit
Credit
Fund Balance – Unassigned
$25,000
Fund Balance – Committed
$25,000
Exam Tip

Under GASB 54, outstanding encumbrances at year-end are reported as committed or assigned fund balance — never as expenditures or liabilities. The specific classification depends on the government's policy and whether the commitment was made by the highest level of decision-making authority.

If Appropriations Do Not Lapse

Some governments allow appropriations to carry over into the next fiscal year. In this case, the encumbrance remains open and is not closed. No fund balance reclassification is needed — the encumbrance continues to reserve the appropriation in the next period.


Fund Balance Classifications and Encumbrances

Under GASB Statement No. 54, fund balance is classified in a hierarchy:

ClassificationDescriptionEncumbrance Treatment
NonspendableNot in spendable form (e.g., inventory, prepaid)N/A
RestrictedExternally imposed constraintsN/A
CommittedConstraints imposed by highest decision-making authorityOutstanding encumbrances (if committed by governing body)
AssignedIntended use established by governing body or designeeOutstanding encumbrances (if assigned by management)
UnassignedResidual — available for any purposeReduced by amount reclassified

Complete Worked Example

MAS County General Fund — Fiscal Year 20X5

Step 1: Record the Original Budget

The county adopts a budget with estimated revenues of $10,000,000 and appropriations of $9,600,000.

Debit
Credit
Estimated Revenues
$10,000,000
Appropriations
$9,600,000
Budgetary Fund Balance
400,000

Step 2: Record a Budget Amendment

Midyear, the county increases appropriations by $250,000 with no change in estimated revenues.

Debit
Credit
Budgetary Fund Balance
$250,000
Appropriations
$250,000

Final budget: Estimated Revenues = $10,000,000; Appropriations = $9,850,000; Budgetary Fund Balance = $150,000 (credit).

Step 3: Issue a Purchase Order

The county issues a purchase order for a new vehicle fleet estimated at $320,000.

Debit
Credit
Encumbrances
$320,000
Budgetary Fund Balance – Reserve for Encumbrances
$320,000

Step 4: Receive the Vehicles

The vehicles are delivered and the actual invoice is $318,500.

Reverse the encumbrance:

Debit
Credit
Budgetary Fund Balance – Reserve for Encumbrances
$320,000
Encumbrances
$320,000

Record the expenditure:

Debit
Credit
Expenditures
$318,500
Vouchers Payable
$318,500

Step 5: Outstanding Encumbrance at Year-End

The county has one remaining purchase order for computer equipment, estimated at $45,000, that has not been received by year-end.

Close the outstanding encumbrance:

Debit
Credit
Budgetary Fund Balance – Reserve for Encumbrances
$45,000
Encumbrances
$45,000

Reclassify fund balance:

Debit
Credit
Fund Balance – Unassigned
$45,000
Fund Balance – Committed
$45,000

Step 6: Close Budgetary Accounts

Close all budgetary accounts (reverse the original + amended budget):

Debit
Credit
Appropriations
$9,850,000
Budgetary Fund Balance
150,000
Estimated Revenues
$10,000,000

Step 7: Next Year — Re-establish the Encumbrance

When the new fiscal year begins and the appropriation is re-authorized, the encumbrance is re-established:

Debit
Credit
Encumbrances
$45,000
Budgetary Fund Balance – Reserve for Encumbrances
$45,000

Encumbrances vs. Expenditures — Key Distinctions

EncumbrancesExpenditures
What it representsEstimated commitmentActual cost incurred
When recordedPurchase order issuedGoods/services received
Is it a liability?NoPaired with a payable (yes)
Normal balanceDebitDebit
Effect on fund balanceReserve (committed/assigned)Reduces unassigned fund balance
Reported on financial statementsNote disclosure or fund balance classificationOperating statement (expenditures line)
GAAP basis?Budgetary control onlyYes — recognized under modified accrual
Exam Alert

A common exam trap: Encumbrances do not appear as expenditures on the GAAP-basis Statement of Revenues, Expenditures, and Changes in Fund Balance. They only appear in budgetary comparison schedules or as fund balance classifications.


Summary of Journal Entries

EventDebitCredit
Adopt original budget (surplus)Estimated RevenuesAppropriations; Budgetary Fund Balance
Adopt original budget (deficit)Estimated Revenues; Budgetary Fund BalanceAppropriations
Amend budget (increase appropriations)Budgetary Fund BalanceAppropriations
Issue purchase orderEncumbrancesReserve for Encumbrances
Receive goods (reverse encumbrance)Reserve for EncumbrancesEncumbrances
Record actual expenditureExpendituresVouchers Payable
Close outstanding encumbrancesReserve for EncumbrancesEncumbrances
Reclassify fund balanceFund Balance – UnassignedFund Balance – Committed
Close budgetary accounts at year-endAppropriations; Budgetary Fund BalanceEstimated Revenues
Exam Tip

When working budget and encumbrance problems, always ask:

  1. Is this a budgetary entry or an actual entry? (Budgetary accounts have unique names.)
  2. What is the estimated vs. actual amount? (Encumbrances use estimates; expenditures use actuals.)
  3. Is the appropriation lapsing? (Determines year-end encumbrance treatment.)